:root{
  --bg:#f8f5ef;
  --surface:#ffffff;
  --surface-soft:#f4efe7;
  --text:#1d2a35;
  --text-soft:#536170;
  --primary:#17324d;
  --primary-2:#244766;
  --accent:#c39a57;
  --accent-soft:#e8d8b5;
  --border:#dfd5c6;
  --success:#254f3f;
  --shadow:0 14px 40px rgba(21,34,48,.10);
  --radius:22px;
  --radius-sm:14px;
  --container:1180px;
  --header-height:84px;
}
*,:before,:after{box-sizing:border-box}
html{scroll-behavior:smooth;text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:linear-gradient(180deg,#faf7f2 0%,#f6f1e8 100%);color:var(--text);line-height:1.65}
img{max-width:100%;display:block}
a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}
.container{width:min(var(--container),calc(100% - 2rem));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:1rem;top:1rem;z-index:1000;background:#fff;color:var(--primary);padding:.8rem 1rem;border-radius:10px;box-shadow:var(--shadow)}
.site-header{position:sticky;top:0;z-index:50;backdrop-filter:blur(10px);background:rgba(250,247,242,.88);border-bottom:1px solid rgba(195,154,87,.18)}
.header-inner{min-height:var(--header-height);display:flex;align-items:center;justify-content:space-between;gap:1.2rem}
.brand{display:flex;align-items:center;gap:.85rem;min-width:0}.brand img{width:52px;height:52px;border-radius:50%;box-shadow:0 10px 24px rgba(14,27,42,.18)}
.brand-text{display:flex;flex-direction:column;min-width:0}.brand-name{font-weight:800;font-size:1rem;line-height:1.1;color:var(--primary)}.brand-sub{font-size:.83rem;color:var(--text-soft)}
.nav-toggle{display:none;border:1px solid var(--border);background:var(--surface);color:var(--primary);border-radius:12px;padding:.7rem .9rem;font:inherit}
.site-nav ul{list-style:none;display:flex;align-items:center;gap:1rem;margin:0;padding:0}.site-nav a{font-weight:600;color:var(--text)}.site-nav .button{margin-left:.3rem}
.button{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:48px;padding:.85rem 1.15rem;border:none;border-radius:999px;font-weight:700;letter-spacing:.01em;cursor:pointer;text-decoration:none;transition:transform .18s ease, box-shadow .18s ease, background .18s ease}.button:hover{text-decoration:none;transform:translateY(-1px)}
.button-primary{background:linear-gradient(180deg,var(--primary) 0%, #10263b 100%);color:#fff;box-shadow:0 12px 30px rgba(23,50,77,.18)}.button-primary:hover{box-shadow:0 16px 38px rgba(23,50,77,.25)}
.button-secondary{background:var(--surface);color:var(--primary);border:1px solid var(--border)}
.button-accent{background:linear-gradient(180deg,#d6b378 0%, var(--accent) 100%);color:#1e2630;box-shadow:0 12px 28px rgba(195,154,87,.23)}
.hero{padding:4.6rem 0 3rem}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;padding:.45rem .75rem;border:1px solid rgba(195,154,87,.32);border-radius:999px;background:rgba(255,255,255,.72);color:var(--primary);font-size:.95rem;font-weight:700}
h1,h2,h3,h4{line-height:1.14;margin:0 0 .8rem;color:#10263b}h1{font-size:clamp(2.2rem,4vw,4rem);letter-spacing:-.03em;margin-top:1rem}h2{font-size:clamp(1.65rem,2.6vw,2.6rem);letter-spacing:-.02em}h3{font-size:1.22rem}
.lead{font-size:1.1rem;color:var(--text-soft);max-width:64ch}.hero-copy .button-row{display:flex;flex-wrap:wrap;gap:.9rem;margin:1.5rem 0 1.3rem}
.hero-trust{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem;margin-top:1.4rem}.hero-trust .stat{background:rgba(255,255,255,.82);border:1px solid rgba(223,213,198,.9);border-radius:18px;padding:1rem;box-shadow:var(--shadow)}.stat strong{display:block;font-size:1.4rem;color:var(--primary)}.stat span{display:block;font-size:.95rem;color:var(--text-soft)}
.hero-card{background:linear-gradient(180deg,#17324d 0%,#10263b 100%);color:#fff;border-radius:32px;padding:1.4rem;box-shadow:0 26px 60px rgba(16,38,59,.25);position:relative;overflow:hidden}.hero-card:after{content:"";position:absolute;inset:auto -10% -25% auto;width:220px;height:220px;background:radial-gradient(circle,#d5b67f 0%, rgba(213,182,127,0) 70%);opacity:.4}.hero-card-top{display:flex;align-items:center;gap:.9rem;margin-bottom:1rem}.hero-card-badge{width:72px;height:72px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center;border:1px solid rgba(255,255,255,.14)}.hero-card-badge img{width:56px;height:56px}.hero-card p{color:rgba(255,255,255,.88)}.pdf-preview{margin-top:1.2rem;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:1rem}.pdf-preview ul{margin:.2rem 0 0;padding-left:1.15rem}.pdf-preview li{margin:.35rem 0;color:rgba(255,255,255,.9)}
section{padding:3.2rem 0}.section-title{max-width:760px;margin-bottom:1rem}.section-subtitle{color:var(--text-soft);max-width:70ch;margin-bottom:2rem}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1.35rem;box-shadow:var(--shadow)}
.card-icon{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(180deg,#f6ead2 0%,#eedbb7 100%);color:var(--primary);font-weight:900;margin-bottom:1rem}
.check-list,.feature-list,.simple-list{margin:0;padding:0;list-style:none}.check-list li,.feature-list li,.simple-list li{position:relative;padding-left:1.6rem;margin:.7rem 0}.check-list li:before,.feature-list li:before,.simple-list li:before{content:"✓";position:absolute;left:0;top:.05rem;color:var(--accent);font-weight:800}.simple-list li:before{content:"•"}
.band{background:linear-gradient(180deg,#10263b 0%,#17324d 100%);color:#fff}.band h2,.band h3{color:#fff}.band .section-subtitle,.band p{color:rgba(255,255,255,.87)}.band .card{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.12);box-shadow:none}.band .card-icon{background:rgba(255,255,255,.12);color:#fff}.band .check-list li:before,.band .feature-list li:before,.band .simple-list li:before{color:#f3d39b}
.split{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:start}.cta-box{background:var(--surface);border:1px solid var(--border);border-radius:30px;padding:1.7rem;box-shadow:var(--shadow)}.form-card{background:var(--surface);border:1px solid var(--border);border-radius:30px;padding:1.4rem;box-shadow:var(--shadow);position:sticky;top:calc(var(--header-height) + 1.2rem)}
.form-note{color:var(--text-soft);font-size:.95rem}.inline-badge{display:inline-block;padding:.42rem .7rem;border-radius:999px;background:#fff7e8;color:#6d4f18;border:1px solid #ead7ae;font-weight:700;font-size:.9rem;margin-bottom:.8rem}.form-grid{display:grid;gap:1rem}
label{display:block;font-weight:700;margin-bottom:.35rem}input[type="text"],input[type="email"],textarea{width:100%;padding:.92rem 1rem;border:1px solid #cabda8;border-radius:16px;background:#fffdfa;color:var(--text);font:inherit}input:focus,textarea:focus{outline:2px solid rgba(23,50,77,.17);border-color:var(--primary)}
.checkbox{display:flex;gap:.7rem;align-items:flex-start}.checkbox input{margin-top:.35rem}small,.help-text{color:var(--text-soft)}.notice{padding:1rem 1.1rem;border-radius:18px;background:#eef5f1;border:1px solid #b8d4c7;color:var(--success)}.notice.warning{background:#fff8ed;border-color:#eed3a2;color:#6f5121}
.steps{counter-reset:step;display:grid;gap:.95rem}.step{background:var(--surface);border:1px solid var(--border);border-radius:20px;padding:1.1rem 1.2rem 1.1rem 4rem;position:relative;box-shadow:var(--shadow)}.step:before{counter-increment:step;content:counter(step);position:absolute;left:1rem;top:1rem;width:2.1rem;height:2.1rem;display:grid;place-items:center;background:linear-gradient(180deg,var(--primary) 0%, #10263b 100%);color:#fff;border-radius:50%;font-weight:800}
.faq{display:grid;gap:1rem}details{background:var(--surface);border:1px solid var(--border);border-radius:18px;padding:1rem 1.1rem;box-shadow:var(--shadow)}summary{cursor:pointer;font-weight:800;color:var(--primary)}
.page-hero{padding:3rem 0 1rem}.page-hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:1.8rem;align-items:start}.page-intro-card{background:linear-gradient(180deg, rgba(255,255,255,.86) 0%, rgba(255,255,255,.95) 100%);border:1px solid var(--border);border-radius:30px;padding:1.6rem;box-shadow:var(--shadow)}
.kpi-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem;margin-top:1rem}.kpi{background:var(--surface-soft);border:1px solid var(--border);border-radius:18px;padding:1rem}.kpi strong{display:block;color:var(--primary);font-size:1.25rem}
.testimonial{background:#fffdf8;border:1px solid var(--border);border-left:5px solid var(--accent);border-radius:20px;padding:1.15rem 1.2rem}.site-footer{padding:2.5rem 0;border-top:1px solid rgba(195,154,87,.25);background:#f8f5ef}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:1.4rem}.footer-nav a{display:block;margin:.5rem 0;color:var(--text)}.footer-copy{font-size:.95rem;color:var(--text-soft)}
.tag-row{display:flex;flex-wrap:wrap;gap:.65rem;margin-top:1rem}.tag{display:inline-flex;align-items:center;padding:.48rem .75rem;border-radius:999px;background:var(--surface);border:1px solid var(--border);color:var(--primary);font-weight:700;font-size:.92rem}
.table-like{display:grid;gap:.8rem}.table-row{display:grid;grid-template-columns:.9fr 1.1fr;gap:1rem;border:1px solid var(--border);background:var(--surface);border-radius:18px;padding:1rem 1.1rem;box-shadow:var(--shadow)}.muted{color:var(--text-soft)}.center{text-align:center}.mt-0{margin-top:0}.mb-0{margin-bottom:0}.mb-1{margin-bottom:1rem}.mb-2{margin-bottom:2rem}.hide{display:none}
@media (max-width:980px){.hero-grid,.split,.page-hero .container,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.hero-trust,.kpi-row{grid-template-columns:1fr}.form-card{position:static}.site-nav{display:none;width:100%}.site-nav.open{display:block}.site-nav ul{flex-direction:column;align-items:flex-start;padding:1rem 0 1.2rem}.nav-toggle{display:inline-flex}.header-inner{flex-wrap:wrap}.table-row{grid-template-columns:1fr}}
@media (max-width:640px){.hero{padding-top:3rem}h1{font-size:2.05rem}h2{font-size:1.55rem}.button{width:100%}.hero-copy .button-row{flex-direction:column}}